Apply Now - Instant Mini Loan 24/7 No Documents Required

Fast loans 24/7 – Mini-loans with Interac e-Transfer in Canada available 24 hours a day. Get funds in under 10 minutes via Interac e-Transfer.

What We Offer?

Short-Term Loans

New customers can borrow from $50 to $800. Existing customers can borrow from $100 to $1,500. However, it's important to borrow only the amount you truly need and can comfortably repay within the agreed timeframe.

Bad Credit Loans

We believe people are more than their credit score. That's why we also consider applications from people with a less-than-favorable credit history.

No-Refuse Loans

A no-refusal loan is a type of loan with rapid approval and a deposit often completed within minutes or hours.

Why choose an instant mini loan?

Instant mini loans are designed to provide a quick solution to short-term cash needs. Unlike traditional bank loans, they are easy to obtain, with no complicated paperwork or long waiting periods.

✅ Available 24/7, even on weekends and holidays ✅ No strict credit check (accepts bad credit) ✅ Fast Interac e-Transfer, often in less than 30 minutes!

What is an Interac e-Transfer?

Interac e-Transfer is a secure and very popular way to transfer money in Canada. With it, you receive your money directly into your bank account without having to wait hours or days. As soon as your loan application is approved, the transfer begins in just a few minutes.

How much can you borrow?

We offer amounts ranging from $100 to $5,000, depending on your financial situation. Repayment is typically made within 14 to 90 days, with clear and transparent fees.

Do I need a good credit score?

No! Our loans are available without a credit check.

  • Multiple repayment options
  • Eligible for repayment terms of 1 to 24 months.

Eligibility Requirements

Our instant microloans are available to the vast majority of Canadians. Here are the minimum requirements:

  • Be 18 years of age or older
  • Reside in Canada
  • Have an active bank account
  • Have a stable income (employment, benefits, etc.)
  • Provide a valid email address and phone number
  • No collateral or paper documents required. Your application is confidential and secure.

How does the application process work at Norefusalloans.ca?

At Norefusalloans.ca, we've simplified the application process as much as possible to make it quick, clear, and accessible to everyone. Thanks to our online platform and Interac e-Transfer, you can apply for a loan without being refused in just a few simple steps and receive a decision within minutes.

Why choose Instant Mini Loan for a quick loan in Canada?

Because we make borrowing simple, fast, and reliable:

  • Available 24/7
  • Fast Interac e-Transfer
  • No stress, no paperwork
  • Responsive customer service

How can I apply now?

Simply click "Apply," fill out the form, and in minutes, your money can be on its way to your bank account via Interac.

As an instant microloan provider in Canada, we are committed to offering competitive rates and transparent terms. No hidden fees, no surprises: you know exactly what you're paying and when.

Frequently Asked Questions

What is an Instant Mini Loan?

An Instant Mini Loan is a small loan, typically between $100 and $5,000, designed to cover urgent or unexpected needs. It is available online, with fast approval and immediate Interac e-Transfer once the loan is approved.

What is a loan with no rejection?

A loan with no rejection means you receive a quick decision (often within seconds) and your application is forwarded to a lender even if your credit isn't perfect. This doesn't guarantee approval, but it increases your chances of getting a positive response.

How can I apply for a loan?

  • You can apply online 24/7. Simply:
  • Use our loan calculator to choose the amount and term.
  • Fill out the secure application form.
  • Submit your information.
  • Receive a decision within minutes.

Can I get a loan if I have bad credit?

Yes. We believe you are more than your credit score. Our lending partners accept applications from people with bad credit or no credit history, subject to certain income requirements.

Can I submit a request at night or on weekends?

Yes. Our services are available 24/7, including holidays. You can submit a request at any time and receive a prompt decision.